Bank Exam Current Affairs – 01st and 02nd November 2021

1. PMJAY extended to Missing Middle

According to the report Health Insurance for India’s Missing Middle,  At least 30 percent of the population, or 40 crore individuals – called the ‘missing middle’ – are devoid of any financial protection for health.

NITI Aayog has suggested that the Pradhan Mantri Jan Arogya Yojana (PMJAY) scheme be extended to cover a section of people without health insurance.


  1. The Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana and State Government extension schemes, provide comprehensive hospitalization cover to the bottom 50% of the population – around 70 crore individuals.
  2. Around 20% of the population– 25 crore individuals –are covered through social health insurance, and private voluntary health insurance.
  3. The remaining 30% of the population is devoid of health insurance; the actual uncovered population is higher due to existing coverage gaps in PMJAY and overlap between schemes.

Click here to know about PMJAY

Click here to know about NFSA

Click here to know about PM Suraksha Bima Yojana

Click here to know about PM-KISAN

2. Third advance Estimates

  1. The Department of Agriculture and Farmers Welfare has released 2020-21 (Third Advance Estimates) of Area and Production of various Horticultural Crops
  2. It is compiled on the information received from States/ UTs and other Governmental source agencies.
  3. Horticulture production in the year 2020-21 is estimated to be a record 331.05 million tonnes.
  4. This shows an increase of 3.3%.

3. Odisha Tax Exemption on EVs

  1. The government of Odisha announced full exemption of motor vehicles taxes and registration fees on electric vehicles (EVs) in the state.
  2. This decision was taken for encouraging faster adoption of EVs.
  3. An exemption was granted under the Odisha Motor Vehicles Taxation Act and is applicable till 2025.
  4. The state government also proposed to extend some incentives for the manufacturers, buyers, batteries & charging stations of electric vehicles in accordance with Odisha Electric Vehicle Policy.
  5. The government announced an exemption of 100 percent on motor vehicles taxes and registration fees for battery-operated vehicles.

4. Dairy Sahakar Scheme

  1. Dairy Sahakar scheme was launched at Anand, Gujarat during a function organized by Amul to celebrate the 75th Foundation Year of Amul.
  2. The total outlay of the Dairy Sahakar scheme is Rs 5000 crore.
  3. The scheme will be implemented by National Cooperative Development Corporation under the Ministry of Cooperation.
  4. The scheme will supplement the existing efforts of strengthening the dairy sector in the country, doubling the farmer’s income as well as realizing the vision of cooperation to prosperity.
  5. NCDC will extend financial support to eligible cooperatives for activities like bovine development, milk procurement, processing, quality assurance, value addition, branding, packaging, marketing, and export.

5. National Unity Day

  1. Rashtriya Ekta Diwas or National Unity Day is celebrated on October 31, every year.
  2. The government of India had introduced this day in 2014 to mark the birth anniversary of Sardar Vallabhbhai Patel.
  3. The year 2021 marked the 146th birth anniversary of Sardar Vallabhbhai Patel.

6. Census for Indus River Dolphin

  1. The census of one of the world’s most threatened cetaceans, the Indus river dolphin is all set to commence in the winter as part of a project by the Centre.
  2. Punjab’s wildlife preservation wing has gone a step ahead to not only protect the dolphins but also their natural habitat.

Indus River Dolphin

  1. The Indus river dolphin is classified as endangered by the IUCN
  2. Platanista gangetica minor a freshwater dolphin
  3. It was believed that these dolphins were endemic to Pakistan, but in 2007, a remnant but viable population of Indus dolphins were discovered in Punjab’s Harike wildlife sanctuary and in the lower Beas river.
  4. Since its discovery, research is being done by Punjab’s Department of Forests and Wildlife Preservation in partnership with WWF-India on the current distribution, habitat use, and population abundance of the mammal.
  5. The Indus river dolphin was declared the State aquatic animal of Punjab in 2019.

Conservation Efforts

  1. Enumeration of freshwater dolphins is being undertaken as a nationwide project of the Central Government.
  2. At the State level, the Punjab Government has taken the initiative for the conservation of dolphins and their habitat.
  3. The State Government has recently sent a proposal to the Government of India that focuses on a multi-pronged strategy, including habitat management, research, monitoring, and education
  4. The project is to be implemented over five years giving emphasis on Habitat conservation

7. World Heritage forests

  1. According to the UNSECO report World Heritage forests: Carbon sinks under pressure, shows that instead of helping mitigate global warming, some of the world’s most treasured forests are in fact adding to overall CO2 emissions.
  2. It is the first-ever scientific assessment of greenhouse gas emissions in forests
  3. It has been found that since the turn of the millennium, some forests have released more carbon than they sequestered due to wildfires, deforestation, and global heating.
10 World Heritage Forests that are emitting more carbon than they absorb
    • Tropical Rainforest Heritage of Sumatra, Indonesia
    • Rio Platano Biosphere Reserve, Honduras
    • Yosemite National Park, United States
    • Waterton Glacier International Peace Park, Canada & United States
    • Barberton Makhonjwa Mountains, South Africa
    • Kinabalu Park, Malaysia
    • Uvs Nuur Basin, Russia & Mongolia
    • Grand Canyon National Park, United States
    • Greater Blue Mountains Area, Australia
    • Morne Trois Pitons National Park, Dominica

8. Climate Equity Monitor

  1. India officially endorsed a website called Climate Equity Monitor made by Indian climate experts, listing the historical carbon dioxide emissions of developed countries.
  2. The website seeks to debunk the narrative provided by several developed countries and global non-government organizations which focus on what developing countries must do.
  3. This scientific initiative focuses on equity and climate action from a data & evidence-based perspective, which in turn will encourage discussions on crucial issues.
  4. On the website, performance & policies of Non-Annex-I Parties (developing countries)

9. The first ship of Project 15B

Mazagon Dock Shipbuilders Limited (MDL) delivered the first ship of Project 15B Class Destroyer Visakhapatnam to the Indian Navy.


  1. It was constructed using indigenous steel.
  2. It is among the largest destroyers that are constructed in India.
  3. Its overall length is 164 meters and the displacement of around 7,500 tonnes.
  4. The ship is a potent platform that is capable of undertaking several tasks and missions, over the full spectrum of maritime warfare.
  5. It is equipped with Barak-8 long-range surface-to-air missiles and supersonic surface-to-surface Brahmos missiles.
  6. It is fitted with indigenously developed anti-submarine weapons as well as sensors for undersea warfare capability.
  7. It comprises heavyweight torpedo tube Launchers & rocket launchers as well as hull-mounted sonar Humsa NG.
  8. The ship has an endurance of 400 nautical miles.

10. Microsoft: world’s most valuable

  1. Microsoft’s stock becomes the world’s most valuable after its share rose as much as 1.1% to hit a market value of 2.46 trillion Dollars blowing past Apple in October last week.
  2. The drop in Apple Inc.’s shares propelled Microsoft Corp. to the position of the world’s largest listed company by market capitalization.

11. Rome Declaration

  1. Rome Declaration was adopted during the 2 day G 20 Summit.
  2. The Leaders adopted the ‘Rome Declaration’ and under the health, section the communique gives a very strong message.
  3. Countries agreed on the fact that Covid-19 immunization is a global public good.
  4. During the summit, countries also agreed that the World Health Organisation (WHO) will be strengthened to fast-track the process for emergency use authorization of Covid-19 vaccines.
  5. The main focus of the session was on energy and climate.
  6. Several developing countries called for safeguarding the interest of the developing world.

Rome Declaration

The Rome Declaration consists of 16 mutually agreed principles, which aim to guide joint action for preventing future health crises and to build a safer, equitable, and sustainable world.

12. SCO adopts Protocol

  1. Member states of the Shanghai Cooperation Organisation (SCO)  adopted a protocol to strengthen cooperation in preventing and combating the growing menace of human trafficking, especially women and children.
  2. The next (20th) meeting of the Prosecutors General of the SCO member states will be held in Kazakhstan in 2022.


  1. The salient features of the protocol include strengthening cooperation in preventing and combating the growing menace of trafficking in persons especially, women and children.
  2. It also calls for the continuation of the exchange of national legislation to combat the menace of trafficking in persons.

Click here to know about SCO

13. India-Israel Joint Working Group

  1. India-Israel Joint Working Group (JWG) on Bilateral Defence Cooperation has agreed to form a Task Force to formulate a comprehensive Ten-Year Roadmap to identify new areas of cooperation.
  2. The JWG is the apex body between the Ministry of Defence of India and Israel’s Ministry of Defence to comprehensively review and guide all aspects of Bilateral Defence Cooperation.
  3. The two sides reviewed the progress made in Military to Military engagements including exercises and industry cooperation.
  4. The Co-chairs were also appraised on the progress made by the Sub Working Groups (SWG) on Defence Procurement & Production and Research & Development.

14. World Deaf Judo Championship

  1. The J&K team for deaf clinched 1st position in World Deaf Judo Championship held at Paris Versailles, France.
  2. Rakshanda Mehak who is part of the Indian team for the deaf clinched the bronze medal by defeating the South Korean team in the semifinal.
  3. The championship was held at Versailles, France from 26-30th October 2021.

15. Dr Nigam

  1. Dr Rajiv Nigam (Former Chief Scientist, CSIR-National Institute of Oceanography, Goa, India), Selected as 2022 recipient of the J.A. Cushman Award for Excellence in Foraminiferal Research.
  2. The award will be presented at the Cushman Reception at the 2022 Geological Society of America meeting in Denver, Colorado, USA.