In Today’s News:
- BCG vaccine.
1. BCG vaccine
There is an article related to the BCG vaccine.
Prelims GS – Science and Technology
- Bacille Calmette-Guérin (BCG) is a vaccine for tuberculosis (TB) disease.
- BCG was developed by Albert Calmette and Camille Guerin.
- BCG is the only licensed vaccine available for the prevention of TB.
- Tuberculosis (TB) is caused by the infectious bacteria Mycobacterium Tuberculosis.
- TB is spread from person to person through the air.
- It affects the lungs.
- It is both curable and preventable.
Mains GS3 – Science and Technology
TB and treatment:
- Symptoms: Cough with sputum and blood, fever, night sweat, and weight loss.
- Testing of TB is done through rapid Xpert MTB/RIF.
- Recently Truenat technology helps in the rapid Testing of TB and also tests the resistance to the drug rifampicin.
- Nowadays Multidrug-Resistant TB (MDR-TB) bacteria are developing which is a complex issue as regular TB drugs cannot be used for treatment in such cases.
Drugs used for the treatment of TB:
Recently many countries have approved BPaL (bedaquiline, pretomanid, and linezolid) to treat MDR-TB.
The Ministry of Health and Family Welfare of India has developed the National Strategic Plan (NSP) for Tuberculosis (2017-2025) with the goal of ending TB by 2025 which is 5 years before the WHO’s plan of End TB strategy by 2030.
Click here to know more about TB
Ransomware Evil, REvil or Sodinokibi, a ransomware-as-a-service (RaaS) operation is one of the latest RaaS operators.
Prelims GS – Science & Technology
- Ransomware is malicious software that infects your computer and displays messages demanding a fee to be paid in order for your system to work again.
- This class of malware is a criminal moneymaking scheme that can be installed through deceptive links in an email message, instant message, or website.
- It has the ability to lock a computer screen or encrypt important, predetermined files with a password.
- Eg: Wannacry, Petya, Eternal Blue, Scareware, etc.
Click here to view the Courtesy: Kaspersky website.
Pradhan Mantri Jan Dhan Yojana has completed 7 years of its implementation.
Prelims GS – Governance
- PMJDY is a National Mission on Financial Inclusion encompassing an integrated approach to bring about comprehensive financial inclusion of all the households in the country.
- The plan envisages universal access to banking facilities with at least one basic banking account for every household, financial literacy, access to credit, insurance, and pension facility.
- In addition, the beneficiaries would get a RuPay Debit card having an inbuilt accident insurance cover of र 1 lakh.
- The plan also envisages channeling all Government benefits (from Centre / State / Local Body) to the beneficiaries accounts and pushing the Direct Benefits Transfer (DBT) scheme of the Union Government.
Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.
- Ensure access to financial products & services at an affordable cost
- Use of technology to lower cost & widen reach
- Basic tenets of the scheme
- Banking the unbanked – Opening of basic savings bank deposit (BSBD) account with minimal paperwork, relaxed KYC, e-KYC, account opening in camp mode, zero balance & zero charges
- Securing the unsecured – Issuance of Indigenous Debit cards for cash withdrawals & payments at merchant locations, with free accident insurance coverage of Rs. 2 lakh
- Funding the unfunded – Other financial products like micro-insurance, overdraft for consumption, micro-pension & micro-credit
The scheme was launched based upon the following 6 pillars:
- Universal access to banking services – Branch and BC
- Basic savings bank accounts with overdraft facility of Rs. 10,000/- to every eligible adult
- Financial Literacy Program– Promoting savings, use of ATMs, getting ready for credit, availing insurance and pensions, using basic mobile phones for banking
- Creation of Credit Guarantee Fund – To provide banks some guarantee against defaults
- Insurance – Accident cover up to Rs. 1,00,000 and life cover of Rs. 30,000 on the account opened between 15 Aug 2014 to 31 January 2015
- Pension scheme for Unorganized sector
Click here for Daily current affairs for the UPSC exams on other dates.